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Meet Sarai: A Cyber Security Engineer's Quest into Financial Freedom

Hello, wise savers! My name is Chiluba Sarah Banda, though to most people I am known as Sarai. I am a Cyber Security Engineer with over ten years in the business of keeping the digital world safe. But here is the thing that no one tells: being a cyber expert does not save one from falling into traps when it comes to finance.

Imagine this: a tech guru who has gone to the darkest corners of the internet falling for get-rich-quick schemes. Yep, that is me. In the quest for extra income to pay off debts and those bills from piling up, I fell for so many scams. Not an easy journey at all, and many of you now will nod, thinking, "Been there, done that!"

It wasn't until about five years ago that I decided I'd had enough. I rounded up some friends and started a peer-to-peer lending group, popularly known as Village Banking. The idea was simple: pool our money, lend to each other at an agreed interest rate, and at the end of each cycle, share the profit. It became a life-saver, and our little community did so well. But, as with all good things, there were bumps in the road. What if someone wasn't able to pay out a loan because he or she lost a job or became ill, or worse? These were the kinds of questions that kept me up at night.

This could not deter us from going ahead. We learned to support each other, not just financially but emotionally too. And through this journey, I realized something profound: everyone needs a helping hand to achieve their financial goals.

Well, why did I start this blog? It is for me to inspire and help those of you who are struggling through the same thing I was. I have spent countless hours researching ways to reduce debt and live a stress-free financial life. Trust me; if I can slay this debt dragon, so can you.

On this blog, you will find tips and tricks that have worked for me in the transforming of my financial situation. I've tried everything from extra income creation online down to side hustles by selling my T-shirt designs using print-on-demand websites. Slowly but surely, it's making a difference.

I have also learned how to budget. It is not all saving your money; it's planning for a secure future, especially when you are married. Here is how I do my budgeting. Trust me, these tips can change your life.

But that's not all! My journey did not stop here. I explored different strategies of money network growth, from real estate investing to stock market ventures, and other ways to building wealth. And, of course, the exciting side hustles world: freelance jobs, affiliate marketing, or small business startups—tips and tricks up my sleeve to help you diversify your income streams.

Probably one of the most life-changing concepts I've adopted is the FIRE movement. It literally means maximize your savings rate and intelligently invest to strive toward financial freedom much quicker than you ever thought possible. Think about it: having the option to retire early and live life on your own terms. Does it sound dreamy? Well, it's quite possible, and I'm here to guide you on how to get started. Want more tips and info on how to bust finance myths and build your dream future? Click here.

So, if you're ready to take control of your finances, learn about many strategies for increasing your money network, several side hustles, and maybe even join the FIRE movement, then stick around. Let's navigate through this journey, one step at a time. After all, even a cyber security expert can still learn how to save a little "moollah" – and so can you!

Welcome to Save Moollah, where your journey to financial freedom begins.

What Save Moollah Offers At Save Moollah, you'll find a huge amount of resources designed to empower people in charge of their finances. Be it building a budget, saving for that big purchase, paying down debt, or investing for the future, surely you are not alone. I am here to hold your hand and walk you through each one of those steps.

In particular, I feel concerned with promoting saving habits and managing debts, because through these, arguably an individual can establish their own base of financial success that enables the individual to hit the envisioned financial target.

With over ten years of experience in ICT, I find myself uniquely positioned to be of assistance in financial planning. Just the way I secure a system from cyber threats, I secure your financial future. My technical background gave me sharp analytical and strategic thinking that I use while doing financial planning.

Apart from the professional experience, I spent a lot of time reading on personal finance, investing, and financial planning. I am always learning, and so happy to communicate that with you.

Excited to finally announce that I'm bringing the #SaveMoollah community to TikTok! I can't wait to share with you guys some really soon: Tips on Budgeting, Financial Fitness, Saving Habits, Growing Money Network (Side Hustles), and Debt Management.

As I build this new platform, I would absolutely love for you to be a part of it. Follow me on TikTok first to see new content and let's work together to make savvy financial choices. Your comments, questions, and ideas will help shape the content I produce, so don't be a stranger!

Join the Save Moollah Community Share in the Financial Freedom It's within your reach, and I'm here to help you embark on it. Whether you are a beginner budgeter or an experienced saver, let's build a future where fighting over finances is a thing of the past and your dreams be within reach.

Thank you so much for dropping in. Welcome to Save Moollah—your trusted partner on the path to financial independence.

What Save Moollah Offers